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Just thought i’d pass on my hard earned knowledge.
If you think your guitars are covered under your general household insurance think again, and check.
I have 14 guitars in my house and Mrs Lee_UK accidendly knocked one over, it hit the floor face down and broke off the headstock, i phoned the Insurance company and they asked me to get an estimate, during the conversation they tricked me into admiting that i had played one or 2 gigs in my time, not with this actual guitar but with others, they then said that none of my guitars were covered because i use them in a professional basis. They also said i wouldnt have been covered because they felt 14 guitars was ‘excessive’. So if you do ever claim for a guitar, never ever never never admit you have taken any of your posse out gigging.
I now have a seperate guitar insurance which covers the best 8 of them.
£120 per year.
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